Why does the poverty rate tend to go up as unemployment fales?

People tend to incur more debt than they can afford.

Why does the poverty rate tend to go up as unemployment fales?child tax credit

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Why does the poverty rate tend to go up as unemployment fales? loan

What evidence do have that this actually happens?|||I could only guess more and more people are getting job, but the less skilled workers that were unemployed begin spending their mediocre wages incurring debt.