One thing you have t onsider is there are three types of unemployment.
1. which is the national average is designed to calculate everyone who is on unemployment.
2. Which is the unemployement rate for College educated people
(almost always 1.5% or less)
3. Which is the actual number of unemployeed people at any given time who may or may not be on unemployement
With this in mind, its an easy answer. lets say you have a degree in engineering. for whatever reason, engineering is eliminated. Now, although you have a degree you take a job at a factory. you are now under employeed. The reason you got the job is because you are beyond qualified. But the guy who was just qualified enough is now jobless.
you are underemployeed as a result of your new job, and the other guy who would have gotten the job is unemployeed
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